IB or ESA which is preferable?

keddi

I am sorry, but we cannot give specific advice to members.

That said, things that you should consider;

It is expected that IB claimants will be transferred to Contribution Based ESA, legislation published today, will limit it this to 1 year for members of the WRAG after which they will be eligible for Income Related ESA, subject to a means test.

The government have stated that those succesfully transfered from IB to ESA will not suffer financially, so if your IB payment is more than the ESA equivalent, your payements will be frozen at the IB rate until the ESA rate catches up.

A new, tougher WCA test is to be introduced in time for the main IB to ESA transfer.

There may be others, but off the top of head I can't think of them

Hope this helps

Gordon

bitplayer wrote:

Here's another:

If you have a working partner you are entitled to IB, but if you are migrated to ESA you lose all entitlement

This is incorrect.

If you are eligible for ESA(CB) then the claim is only applicable to you and does not take into account your partner.

If you can only receive ESA(IR), whilst the claim will be extended to your partner, if they earn less than the limit and work less tha 24 hours per week, would still be eligible.

Gordon