Dreaded mortgage reduction letter arrived!!!

Hi Mm
I am so sorry about your situation,it's horrible but you seem to be handling it with great courage & strength & I very much hope that it all works out ok for you in the end. Hang on in there - you're an inspiration to us all.
Kindest wishes
maggie

Hi Maggie

Thanks for your support! When i read your message i burst into tears, i have had so muh support from other membes inclucding Carole, Tommo just to name a few. I just thought if i post my situation it could help someone else rather than them having to start from scratch like i have not knowing where to start. Having all this support has pushed me this far, i will see it to the end and i will post to the end!!

Kind wishes
Mm

Hi all

Another update of my journey with an unknown end!!! I have spoken to housing advice service again today and are making me an appointment to see someone from Welfare debt avice service to see if there is anything that can be reduced and to ensure i am on the correct benefits. There is nowhere else that i can reduce my outgoings as they are to the bone now. But i will see them hopefully on monday and see what they cant do. My mortgage is my only debt as i pay my credit card off in full each month. The only other things are my direct debits for my bills, but i may hve overlooked things!!!

Its quite scarey as my lender still hasnt written to me but they will when DWP send their fraction (i was going to say share but its not that at all). I dread the postman coming but hey i know i am not alone. Will post again on monday following my apointment!!! I dont know, you are all going to get fed up with me in the end.

Mm xx a smile costs nothing!!

Hi Mm
No we wont get fed up with you, we are here to support each other, i know i have found this site a lifeline, when my anxiety levels are sky high, i know that others are going through the same trials and that gives strength.
I had a sort of my bills to see where i can cut down and applied for a water meter, I am not able to have one as i am in a maisonette, but am able to get a discount for single occupancy which has cut that bill in half.
Fingers crossed for Monday, let us know how it goes and have a peaceful weekend.

Carole

Hi Millymoo

Sorry to say this but just to let you know everybody will be affected, not just mortgage payers anyone who receives housing benefit will have it reduced and will have to find the difference.

Hi Carole

Once again thank you for your support its very much appreciated. xx



COOkered

Yes i appreciate what you are saying but it is the mortgage payers that are affected at the end sept 2010. I dont know if you have read all of this topic, but i am posting my experience and runaround with different authorities in the hope that if just 1 other member is helped by my post it will have been worth exposing my personl circumstances, which at times has been very hard. It may even help you in the long run!! My hope is that other membes will be able to go straight to the correct department and get the help they need, as its frustrating being passed from pilar to post.

Good luck
Mm a smile costs nothing